It's that time of year again! If you want to change your basic insurance for 2027, the usual deadline is the end of November. Let's help each other out: • Which deductible did you choose, and why? • Standard, HMO, or telemedicine model: what works for you? • Any comparison tools or tricks you'd recommend to newcomers? • Any mistakes to avoid? Newcomers, ask your questions here, and long-time residents, share what you've learned. 🙌 Note: Deadlines and rules can vary by situation (e.g., different deductible or model changes), so it's worth adding "check your insurer's conditions" in comments.
