Switching season is coming up and I am comparing Krankenkasse premiums for Vaud before the end-of-November cancellation deadline. So far I have quotes for the standard model, the Hausarzt model and Telmed at a CHF 2,500 franchise, and the spread between the cheapest and most expensive insurer for identical basic cover is well over CHF 1,000 a year. That seems too large to ignore. Share what you pay, your age bracket, your commune and which model you chose. Also interested in real experiences of how painful the claim process is with the cheaper insurers, and whether anyone kept supplementary cover with a different provider.
