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Health insurance & deductible comparison

Annual total · deductible CHF 300

CHF 6'180

Annual total · deductible CHF 2,500

CHF 5'820

Difference: CHF 360/year. Keep enough savings for the higher deductible.

Draft a basic-insurance cancellation letter

Adult basic-insurance estimate: deductible plus 10% co-payment capped at CHF 700/year, and CHF 15/hospital day where applicable. Some medicines, maternity, children and young adults have exceptions. Prices shown are example inputs, not current offers. Basic-insurance switching usually requires receipt of cancellation by 30 November for 1 January; confirm your circumstances and arrange new cover.

Official sources